NPCI, Razorpay & OpenAI Join Hands to Power “Agentic Payments” in ChatGPT
AI meets UPI: The next big leap in India’s digital commerce revolution.
In a groundbreaking collaboration, the National Payments Corporation of India (NPCI), Razorpay, and OpenAI have joined forces to introduce “Agentic Payments” inside ChatGPT. This innovation allows users to not only converse with AI but also search, compare, and make secure UPI payments directly within the chat interface.
What Are Agentic Payments?
Agentic Payments are the next evolution in conversational commerce — where AI agents can autonomously handle tasks like bill payments, ticket booking, and shopping transactions in real time. Imagine asking ChatGPT to “book a cab and pay via UPI” — and the AI does it end-to-end, securely.
🇮🇳 Why India Leads the Way
India’s UPI ecosystem has already transformed how the world views digital payments. With this integration, NPCI is positioning India as a pioneer in AI-powered financial transactions, making ChatGPT not just a chatbot but a true financial assistant.
Razorpay’s Role in the Integration
Razorpay will act as the payment gateway backbone, ensuring secure, real-time, and compliant UPI transactions. The company’s expertise in fintech infrastructure helps bridge OpenAI’s conversational interface with India’s robust UPI network.
The Global Ripple Effect
Experts predict that this partnership could reshape e-commerce, banking, and customer service worldwide. Other countries may soon replicate India’s model — combining AI chat systems with national payment frameworks.
The Road Ahead
This marks a huge step toward AI-driven transactions becoming a daily reality. As “agentic AI” systems evolve, we can expect a future where AI assistants not only answer but also act — executing decisions safely, intelligently, and instantly.
India’s digital future just got a new engine — powered by UPI, Razorpay, and OpenAI.